You're Invited!

Mastering Retirement Taxes: Proven Strategies for Wealth Protection and Growth

We are hosting the event at Tutto Fresco which is located at  9501 Reserve Blvd, Port St. Lucie, FL 34986. on May 13th & May 14th @ 6:00pm for a complimentary dinner and timely, informative tax minimization and retirement income planning seminar. During this event, we'll discuss:

  • The Importance of Tax Minimization Planning in Retirement: How a Tax strategy could help maximize your retirement income

  • Common Tax Risk in Retirement: Identifying challenges such as taxable income reliance, RMDs, and Social Security taxes.

  • Tax Diversification Strategies: Exploring the "Three Tax Buckets" to help balance taxable, tax- deffer, and tax-free accounts.

Seating is limited . This is a no-cost, no-obligation event.

Be part of the thousands who’ve attended Retire and Shine events across the country—and leave with clarity, confidence, and a plan for retirement.*

Event Details

Location

Tutto Fresco

9501 Reserve Blvd, Port St. Lucie, FL 34986. 

Date & Time

-Tuesday, May 13 at 6:00 p.m.

-Wednesday, May 14 at 6:00 p.m.

Whats on the Menu?

Your choice of a Fish, Chiken, or Porkchop entree.

Registration Close In:

Now is the perfect time to reassess your tax minimization and retirement income strategy to ensure your money lasts throughout retirement. At this seminar, we’ll cover:

  • Explore the benefits and potential consequences of converting to a Roth IRA.

  • Learn strategies to potentially reduce taxes on mandatory Required Minimum Distributions (RMDs).

  • Understand the impact of stealth taxes, such as capital gains, inheritance, and state taxes, and how they can affect your retirement.

  • Discover strategies to protect your purchasing power from rising inflation costs.

  • Learn how to maximize investments through tax-deferral benefits.

  • Explore how life insurance can be used for tax efficiency, providing protection for beneficiaries while offering tax-free income.

Why This Event is a Must-Attend

01

Retirement Readiness

For individuals thinking ahead, preparing for early retirement, or striving to reach their goals and live the lifestyle they envision.

02

Asset Preservation

For pre-retirees or retirees who have saved well for retirement and want to ensure their assets are protected and preserved for the future.

03

Retirement Confidence

For those without a current retirement strategy or those seeking a second opinion to ensure they’ve considered all available strategies for their future.

Secure Your Financial Future

Stop stressing about your financial future as retirement approaches. Our events are designed to address your concerns and provide you with the latest tools and strategies to create a comprehensive retirement plan. We focus on the core pillars of retirement income planning to help you feel confident and prepared.

Tax-Efficient Retirement Income

Explore strategies to reduce your tax burden and keep more of your hard-earned money.

Investment Strategies for Volatile Markets

Learn how to protect and grow your wealth with confidence, even in uncertain market conditions.

Longevity & Legacy Planning

Discover ways to ensure your income lasts throughout retirement and create a meaningful legacy for future generations

Your Presenters

Mike Terrio CRPC, AAMS | President

Michael Terrio is the founder and President of The Terrio Group. Michael believes that communication and interaction with his clients on a regular basis is key to understanding their financial planning needs and assisting them in realizing their financial and retirement goals. The firm covers all areas of financial management, from investment and retirement planning to risk management, strategic income planning and legacy conservation.


Michael believes that at the nucleus of a successful retirement plan must be comprehensive, cohesive financial strategy. This strategy must be tailor-made to fit each individual’s unique needs, thus enabling it to meet both short and long-term objectives. Each client is given watchful attention, monitoring their progress and making adjustments as necessary for changing economic climate. Michael has been the keynote speaker for several informational events. He also speaks nationally for the armed forces at Yellow Ribbon Events. His goal is to help soldiers that are being deployed or returning from service to make sound financial decisions. He has been quoted in The Wall Street Journal and is often asked to share financial tips and advice at several local news stations. Michael enjoys spending time with his wife, Kaycee and their boys Cash and Brady.

Morgan Neale | Vice president

Morgan Neale is the Vice President of Financial Planning at The Terrio Group. Morgan moved to Florida in 2024 with her husband and joined The Terrio Group in 2025. During her professional career in MT, she worked with a team who managed $9 billion in assets where she was taught the value of building relationships with others to help enrich every aspect of their life. Growing up in Montana, and being raised in agriculture and family businesses, Morgan provides a unique perspective on the compounding benefit of hard work, problem solving and versatility. By developing a relationship with her clients, Morgan creates customized plans that are tailored for their specific needs and assisting them in realizing their dreams and aspirations. Her mission is to educate and empower clients to live the life they dream of, with peace of mind knowing their financial goals are on track. Outside of work, Morgan enjoys spending time with her husband, Alex, and their corgi, Nessie.

  • What is Retire and Shine?

    Retire and Shine is a nationwide organization that partners with financial professionals across the U.S. to provide unbiased insights into ever-evolving tax laws and retirement strategies. We bridge the knowledge gap as retirement nears, helping individuals like you navigate the best path toward your ideal retirement.

  • Who is this event for?

    This event is specifically designed for individuals aged 50-70 who are approaching retirement or have recently retired. To make the most of our presentations, attendees should have retirement savings between $500,000 and $5,000,000, allowing us to offer strategies tailored to your unique financial needs.

  • What’s on the menu?

    Take your pick from a great selection of tasty entrées—we’ve got something for everyone!

Please complete the form to register.

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